Credit Analyst (1-Year Contract), Wealth Private Banking

Job Description We are seeking a motivated and detail-oriented Credit Analyst to support the Private Banking Division, Wealth Credit team on a 1-year contract basis. This role offers strong exposure to credit risk management, securities financing, and private banking operations. Key Responsibilities • Monitor accounts with collateral shortfalls and credit limit excesses, ensuring timely follow-up and resolution • Support the maintenance and monitoring of exception handling for Private Banking clients • Analyze marketable securities and assign Advance Margins (AM) in line with internal financing frameworks • Perform regular reviews of securities eligibility and margin ability • Assist with regulatory reporting and internal risk reporting requirements • Identify opportunities to improve processes and enhance risk controls and operational efficiency • Collaborate with stakeholders across business units to support product development and business initiatives • Participate in User Acceptance Testing (UAT) for systems enhancements and new projects • Maintain strong working relationships with internal stakeholders and team members Requirements Education • Minimum Diploma/ Degree in Banking, Finance, Business, or related discipline Experience & Skills • Minimum1- 2 years of relevant experience in banking/finance. • Strong analytical and numerical skills with attention to detail • Basic understanding of credit risk, securities, or financial markets is advantageous • Good communication and stakeholder management skills • Proficient in Microsoft Excel. Candidates with advanced Excel functions (Pivot Table, VLOOKUP, etc..) will be an added advantage. • Ability to work in a fast-paced and structured environment